Disclaimer and Copyright

Welcome to this website (hereinafter referred to as the "site"), which is owned and operated by Cobweb Designs and/or its associated companies, their subsidiaries, affiliates and/or related companies. Cobweb Designs maintains the site as a service to its visitors, subject to the following Terms & Conditions concerning the use of the site.

Acceptance:
By accessing this site and/or any pages thereof you signify your agreement with, understanding and acceptance of these Terms & Conditions and all information pertaining to both this site and any material on it. If you do not agree to and accept these Terms & Conditions, you do not have permission to access the contents of this website and therefore should cease using this website immediately. In addition, when using particular services, you and Cobweb Designs shall be subject to any guidelines or rules applicable to such services that may be posted on the site from time to time. All such guidelines or rules are hereby incorporated by reference into these Terms & Conditions.

Modifications and acceptance
Cobweb Designs reserves the right to change these Terms & Conditions at any time without notice to you by posting changes online. You are responsible for reviewing regularly information posted online to obtain timely notice of such changes. Your continued use of this site following any such changes shall constitute your acceptance of this agreement as modified by the posted changes.

Intellectual Property
The site was created by the Cobweb Designs. All rights reserved. Copyright 2002.

All rights, including copyright and database rights, in Cobweb Designs site (s) and its contents, are owned by or licensed to Cobweb Designs, or otherwise used by Cobweb Designs as permitted by applicable law. In accessing the Cobweb Designs web pages, you agree that you will access the contents solely for your own private use but not for any commercial or public use. All rights in the company names, trade names, logos, product packaging and designs of Cobweb Designs or third-party products or services, belong exclusively to Cobweb Designs or such third-party, as applicable, or their respective owners, and are protected from reproduction, imitation, dilution or confusing or misleading uses under national and international trade mark and copyright laws, as applicable.

The use or misuse of these trade marks or any materials, except as permitted herein, is expressly prohibited and nothing stated or implied on this site confers on you any license or right under any patent, copyright or trademark of Cobweb Designs or any third party. Except as permitted above, you undertake not to copy, store in any medium (including in any other website), distribute, transmit, re-transmit, broadcast, modify, or show in public any part of the Cobweb Designs site (or associated sites) without the prior written permission of Cobweb Designs or in accordance with applicable law.

Nothing stated or implied in this site is designed to grant any license or right under any copyright of Cobweb Designs or any third party or to use any names, logos, pictures or trademarks. No act of downloading or otherwise copying or reproducing from the site will transfer title to you to any software or material on the Website.

Own Non-Commercial Use
You may view, download, and print contents from the site subject to the following conditions: (a) the content may be used solely for information purposes and for your own personal non-commercial home use; and (b) the content may not be modified, adopted or altered in any way. You may not republish, distribute, prepare derivative works, broadcast or transmit any of the material contained in this site or otherwise use the content for any other purpose other than as explicitly permitted herein. Any other use requires the prior written permission of Cobweb Designs .

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Cobweb Designs without the express written consent of Cobweb Designs . You may not use any meta tags or any other "hidden text" utilizing the Cobweb Designs name or trademarks without the express written consent of the Cobweb Designs . You may not use any Cobweb Designs logo or other proprietary graphic or trademark as part of the link without express written permission.

You agree to use this site only for lawful purposes, and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party. Such restriction or inhibition includes, without limitation, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person and the transmission of obscene or offensive content or disruption of normal flow of dialogue within this site.

You do not acquire any ownership rights to any content in the site. Any unauthorized use terminates the permission or license granted by Cobweb Designs .

Disclaimer
Although Cobweb Designs has taken all reasonable care that the information on this site is accurate at the time of publication, it is for general information purposes only and no representation or guarantee (including liability towards third parties), expressed or implied, is made as to accuracy, reliability or completeness. Cobweb Designs is not responsible for the content of external internet sites that link to this site or which are linked from it.

Cobweb Designs accepts no responsibility for loss which may arise from accessing or reliance on information contained in this site and assumes no liability for the use or interpretation of information contained herein. Your use of the site is on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of merchantability, suitability, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. In no event will Cobweb Designs be liable for any damages including, without limitation, indirect or consequential damages, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tort action, arising out of or in connection with the use of the site.

Any material downloaded or otherwise obtained through the use of the site is done at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

Links From and To the Site
Links to third party websites on this site are provided solely as a convenience to you. If you use these links, you will leave this site or open a new window. You acknowledge and agree that Cobweb Designs has no responsibility for the accuracy or availability of information, material or content provided by third party linked websites. Links to such sites do not constitute an endorsement by Cobweb Designs of such websites or the content, products, or other materials or services presented on such websites. Information in the many web pages that are linked to the site, and the applications and services available through the site, come from a variety of sources. Cobweb Designs does not author, edit, or monitor the content, links, or services provided by third parties.

Cobweb Designs SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH CONTENT, PRODUCTS, OR OTHER MATERIAL AVAILABLE ON THE SITE OR ON THIRD PARTY LINKED WEBSITES. IF YOU DECIDE TO ACCESS ANY OF THE THIRD PARTY SITES LINKED TO THIS SITE, YOU DO SO ENTIRELY AT YOUR OWN RISK.

In the event you wish to establish a link to the Website, you expressly agree;

(a) not to include the site into the frame of another website and to create a direct link to Cobweb Designs official site or sites.
(b) not to create any third party association with the site; and
(c) ensure that the link does not state or imply that Cobweb Designs sponsors or endorses any other website activity, company or entity, or presents Cobweb Designs in a false, misleading, defamatory or derogatory manner.

The link to Cobweb Designs website does not permit you to use any Cobweb Designs and/or third party content, names, logos, pictures or trademarks, unless separately agreed to in writing by the relevant rights-holder.

Contributions
Where you are invited to submit any contribution to this site (including without limitation any text, graphics, video or audio) you are required by such submission to grant Cobweb Designs a perpetual, royalty-free, non-exclusive, sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to any such work worldwide and/or to incorporate it in other works in any media now known or herinafter developed for the full term of any rights that may exist in such content, consistent with the privacy restrictions set forth in Cobweb Designs Privacy Policy. If you do not wish to grant such rights to Cobweb Designs, it is suggested that you do not submit your contribution to this site.

By submitting your contribution to this site, you also warrant that such contribution is (a) your own original work and that you have the right to make it available to Cobweb Designs for all the purposes specified above, (b) is not defamatory and (c) does not infringe any law.

No Confidential Information
Cobweb Designs does not want to receive confidential or proprietary information from you through this site with the exception of the secure checkout area. Please note that any information or material sent to Cobweb Designs via the site will be deemed NOT to be confidential. By sending Cobweb Designs any information or material, you grant Cobweb Designs an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that Cobweb Designs is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

Limitation of Liability
IN NO EVENT WILL COBWEB DESIGNS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS SITE, OR ON ANY OTHER HYPER LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF THE IRB IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnity
As a condition of use of the site, you agree to indemnify Cobweb Designs and its affiliates, officers, employees and agents from and against any and all liabilities, other expenses (including legal fees) and damages arising out of claims resulting from your use of the site.

Security
If you communicate with Cobweb Designs by e-mail, you should note that the security of Internet e-mail is uncertain. By sending sensitive or confidential e-mail messages which are not encrypted you accept the risks of such uncertainty and possible lack of confidentiality over the Internet.

General
If any of these Terms & Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these Terms & Conditions are intended to be effective, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining Terms & Conditions shall survive, remain in full force and effect and continue to be binding and enforceable.

If there is any conflict between these Terms and Conditions and/or specific terms appearing elsewhere on this site relating to specific material then the latter shall prevail.

These Terms & Conditions shall be governed by and construed in accordance with the laws of Scotland without regard to conflicts of law principles. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of Scotland.

Copyright
Copyright © 2001 by Cobweb Designs. All rights reserved. No part of this web site may be reproduced by any means be it electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of Cobweb Designs.

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